2024 Changes

What’s New for 2024

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New medical ID cards for Johns Hopkins medical plans

If you’re currently enrolled in a Johns Hopkins medical plan and stay enrolled in 2024, you’ll be receiving a new ID card by January 1, 2024.

There is no change to your coverage, network, or plan ID number — only the name of the medical plan is changing. We’re changing the names of our Johns Hopkins medical plans to the following:

Johns Hopkins EPO (formerly EHP EPO)
Johns Hopkins PPO (formerly EHP PPO)
Johns Hopkins DPC (formerly DPC PPO)

You can continue to use your current ID card until you receive the new one.

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Health Care Flexible Spending Account (FSA) contribution and carry over limits

In 2024, you can contribute up to $3,050 to your Health Care FSA and carry over up to $610 from your 2023 FSA. There is no change to the Dependent Care FSA.

Ir a Cuentas de gastos flexibles para más información.

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Vendor change for voluntary benefits and changes to Whole Life Insurance

In our continued effort to harmonize our benefits and enhance the employee experience, we are transitioning both the critical illness and hospital indemnity insurance coverages to Unum.

If you’re currently enrolled in these plans, your coverage will seamlessly transition to Unum effective Jan. 1, 2024. For both plans, there are enhanced benefits.

Hospital indemnity coverage will remain mostly the same, except you’ll get a higher payout when you use JHHS-owned hospitals.

Critical illness coverage has a few changes and enhancements with Unum:

You can elect up to $30,000 in coverage (up from $20,000). Additional coverage for children Includes coverage for sudden cardiac arrest and skin cancer, as well as coronary artery with diagnosis of disease	The employee contributions for critical illness will decrease for most employees, but some will see a very modest increase to their contributions. If you elect coverage for your spouse, they must have the same coverage level as you. For example, if you elect $20,000 in coverage for yourself, you must elect $20,000 for your spouse.
Enhancements	Important changes

Learn more about these benefits on the Sitio web de Unum. or view the summary document.

If you would like to continue your policy with Aflac on a direct bill basis, you must drop coverage for 2024 during Open Enrollment and submit the required paperwork to Aflac by Jan. 31, 2024. This process is handled directly through Aflac.

There are also enhancements to new Seguro de vida entera policies, including:

Long Term Care (LTC) Rider included on new policies with a minimum face value of $10,000
Suplemento opcional de vida infantil
Maximum employee benefit increasing from $150,000 to $200,000
Maximum spouse or child benefit increasing from $30,000 to $50,000

If you’re currently enrolled in Whole Life Insurance and want the new LTC Rider, optional Child Term Life Rider, or to increase the benefits for you or your dependents, you must actively enroll in the new policy during Open Enrollment.

You can change or drop coverage and view 2024 contributions on SmartSource .

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2024 employee contributions

Johns Hopkins pays most of the cost of your medical, dental and vision coverage, and all the cost of your short-term disability and basic life insurance.

There will be modest changes to health care rates – the amount deducted from your paycheck – in 2024.

View 2024 contributions.

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Copay for visits to a primary care physician

For employees and dependents enrolled in the PPO plan and for dependents enrolled in the DPC plan, there will no longer be a higher copay for in-network primary care office visits at a non-designated PCP. A $10 copay will be charged for all in-network primary care office visits.

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Programa de medicamentos especializados PrudentRx

If you’re enrolled in an EHP Johns Hopkins medical plan in 2024, starting January 1 you can get certain specialty medications at no cost through the PrudentRx program. Prescriptions must be filled at a CVS Specialty Pharmacy or Pharmaquip.

CVS Caremark will contact qualifying members before the beginning of the year to help you enroll in the program.

Puede consulte la lista actual de medicamentos subvencionables en el marco del programa PrudentRx. Esta lista se actualiza mensualmente, así que consúltela con regularidad para comprobar si se han producido cambios.

Nota: If you contribute a certain amount to a Health Care Flexible Spending Account (HCFSA) based on your specialty medication’s current eligibility, and it’s later added or dropped from the list for 2024, you will be allowed to make changes to your 2024 HCFSA election.

View Recorded Webinars

Johns Hopkins Medical Plans Overview

In this recorded presentation, the EHP team provides an overview of the plan details for the Johns Hopkins EPO, PPO, and DPC medical plans. View this session to learn more about your medical plan options as you make your benefit selections during Open Enrollment.

Unum Plans Overview

In this recorded presentation, the Unum Team provides an overview of the Unum plan offerings with a focus on helpful plan details for the Critical Illness and Hospital Indemnity plans transitioning from Aflac. View this session to learn more about your Unum plan coverages as you make your benefit selections during Open Enrollment.