If you’re currently enrolled in a Johns Hopkins medical plan and stay enrolled in 2024, you’ll be receiving a new ID card by January 1, 2024.

There is no change to your coverage, network, or plan ID number — only the name of the medical plan is changing. We’re changing the names of our Johns Hopkins medical plans to the following:

• Johns Hopkins EPO (formerly EHP EPO)
• Johns Hopkins PPO (formerly EHP PPO)
• Johns Hopkins DPC (formerly DPC PPO)

You can continue to use your current ID card until you receive the new one.

In 2024, you can contribute up to $3,050 to your Health Care FSA and carry over up to $610 from your 2023 FSA. There is no change to the Dependent Care FSA.

Go to Flexible Spending Accounts for more information.

If you’re currently enrolled in these plans, your coverage will seamlessly transition to Unum effective Jan. 1, 2024. For both plans, there are enhanced benefits.

Hospital indemnity coverage will remain mostly the same, except you’ll get a higher payout when you use JHHS-owned hospitals.

Critical illness coverage has a few changes and enhancements with Unum:

Learn more about these benefits on the Unum website. or view the summary document.

If you would like to continue your policy with Aflac on a direct bill basis, you must drop coverage for 2024 during Open Enrollment and submit the required paperwork to Aflac by Jan. 31, 2024. This process is handled directly through Aflac.

There are also enhancements to new Whole Life Insurance policies, including:

• Long Term Care (LTC) Rider included on new policies with a minimum face value of $10,000
• Optional Child Term Life Rider
• Maximum employee benefit increasing from $150,000 to $200,000
• Maximum spouse or child benefit increasing from $30,000 to $50,000

If you’re currently enrolled in Whole Life Insurance and want the new LTC Rider, optional Child Term Life Rider, or to increase the benefits for you or your dependents, you must actively enroll in the new policy during Open Enrollment.

You can change or drop coverage and view 2024 contributions on SmartSource .

There will be modest changes to health care rates – the amount deducted from your paycheck – in 2024.

View 2024 contributions.

For employees and dependents enrolled in the PPO plan and for dependents enrolled in the DPC plan, there will no longer be a higher copay for in-network primary care office visits at a non-designated PCP. A $10 copay will be charged for all in-network primary care office visits.

CVS Caremark will contact qualifying members before the beginning of the year to help you enroll in the program.

You can view the current list of eligible medications under the PrudentRx program. This list is updated monthly, so please check it regularly for any changes.

Note: If you contribute a certain amount to a Health Care Flexible Spending Account (HCFSA) based on your specialty medication’s current eligibility, and it’s later added or dropped from the list for 2024, you will be allowed to make changes to your 2024 HCFSA election.