2025 Benefits Changes
Johns Hopkins Health System (JHHS) open enrollment for 2025 benefits ended on Friday, Nov. 1, 2024. Any changes you made during open enrollment will go into effect on Jan. 1, 2025.
If you didn’t do anything during open enrollment, your current benefits will continue in 2025, except flexible spending accounts (FSA). If you wanted a health care or dependent care FSA for 2025, you needed to enroll in one during open enrollment. FSAs don’t carry over year to year.
- View your benefit elections in SmartSource .
- View the open enrollment newsletter in English or Español.
Employees who were hired or newly eligible for benefits Oct. 16 – Nov. 30, 2024
The benefits plan year is Jan. 1 – Dec. 31. If you’re hired or newly eligible for benefits between Oct. 16 and Nov. 30, you must actively enroll in benefits or waive coverage for the rest of the 2024 and then actively enroll in benefits for 2025.
If you don’t enroll in or waive coverage for 2024, you won’t be able to enroll in coverage until the next open enrollment period, unless you have a qualifying life event.
Submit supporting documentation for dependents by Nov. 30
If you enroll dependents, you may be asked to provide supporting documentation. If you receive this request, you must provide the documentation by Saturday, Nov. 30. If you don’t, your dependents won’t have coverage in 2025.
Save Your Confirmation Statement
You’ll need a copy of your confirmation statement if you have questions about your 2025 elections later.
You can download a copy of your confirmation statement on SmartSource:
- Log in to my.jh.edu.
- Navigate to the HR section.
- Choose the SmartSource benefit portal tile.
- Click Go to enter the Benefits Marketplace.
- Select New Enrollment under the Benefits dropdown on the left.
- Choose download, email or print and save the statement for your records.
Questions
Contact the HR Support Center at 443-997-5400 from 7 a.m. to 5 p.m., Monday-Friday, or hrsc@jhmi.edu .
Llame El Centro De Asistencia de Recursos Humanos al 443-997-5400, opción 9 de 7 a.m. a 5 p.m., de lunes a viernes, o mande un correo electrónico a hrsc@jhmi.edu .
Ver myBenefits En Español
Toda la información de sus beneficios están disponible en esta página de mybenefits, disponible en cualquier dispositivo. Para ver myBenefits en español, seleccione Spanish en el menú desplegable Choose Language.
Visite Recursos En Español para más información sobre los beneficios en español.
What’s New for 2025
Contribution Changes
Johns Hopkins Health System pays most of the cost of your medical, dental and vision insurance, and 100% of your short-term disability and basic life insurance.
To harmonize benefits across the health system, we are changing employee contributions for our medical, dental and vision plans. These necessary changes will help us align contribution structures across the health system and stay competitive in the market while being equitable.
FSA Contribution & Carryover Limits
Health care FSA
- You can contribute up to $3,200 in 2025 and carry over up to $640 from 2024.
- You have until March 31, 2025, to use the remaining funds in your 2024 FSA for claims incurred in 2024. Any funds over the $640 carryover limit will be forfeited.
Dependent care FSA
- You can contribute up to $5,000 in 2025.
- You have until March 31, 2025, to use the remaining funds in your 2024 FSA for claims incurred in 2024. You can’t carry over unused funds.
New Identity Theft and Fraud Protection
Aura Identity Theft Protection from MetLife helps you monitor and protect your personal information and recover your identity if stolen.
You can choose between two coverage levels: Individual or Family. You pay for coverage through payroll deductions.
Visit Extras for more information.
Vision Benefits Now Operate On A Calendar Year
Vision benefits will reset each calendar year on Jan. 1 instead of every 12 months.
Prepaid Legal Services Now Include Reproductive Assistance
MetLife Prepaid Legal Services now includes up to 20 hours of reproductive assistance services for things like surrogacy, adoption, egg, sperm or embryo donation and more.
Employer Health Programs (EHP) Medical Plan Enhancements
- Increased coverage for ambulatory surgery center: The amount the plan pays after the deductible for in-network ambulatory surgery center services will increase to 85% for Cigna providers and 95% for EHP providers.
- No cost for Johns Hopkins All Children’s Hospital providers: The deductible, coinsurance and copay will not apply to Johns Hopkins All Children’s Hospital physicians, providers or partner facilities for dependent children (excluding the emergency room). You’ll pay nothing out of pocket.
- No visit limit for occupational, physical or speech therapy: The number of covered visits for occupational, physical and speech therapy will be unlimited.
- Increased visit limit for home health services: The number of covered home health visits each plan year will increase from 40 to 180.
- Expanded infertility provider network: The Florida Fertility Institute and Reproductive Medicine Group will be covered as in-network infertility providers.
View a side-by-side comparison of the EHP medical plans.
Webinars
Open Enrollment & Benefits Offerings
This webinar with the JHHS benefits team provides an overview on open enrollment and our benefits offerings.
Identity Theft and Fraud Protection Plan Overview
This webinar with MetLife talks about the new Aura identity and fraud protection benefit.